Credit Challenged Lending Options for Baton Rouge, LA Drivers
Credit Challenged? We Can Assist!
Have you been dreaming of driving a new Kia or late-model used car near Livingston, Baton Rouge or Denham Springs, Louisiana but your credit score is holding you back? If so, the finance team at All Star Kia East in Denham Springs, LA is here to help! To see you get behind the wheel of a new Kia Sorento, Optima, Forte or perhaps a used Kia, our finance team will work to find you the alternative credit financing you need. Contact our team today and get the most out of your alternative credit auto loan! You deserve access to a premium new Kia if that's what you have your eye on. Look to us for all things credit related!
How Do I Qualify For Alternative Credit Options?
To qualify for alternative credit car loans, your credit score will need to meet certain criteria, but lenders take into account other factors, too. To determine a car buyer's eligibility for a alternative credit car loan, lenders will explore the following:
- Your Credit History: Have you checked your credit score lately? Once you apply for financing at All Star Kia East by filling out a secure online credit application form, our auto finance staff can run a credit check to understand your credit history and current financial situation better.
- Your Ability to Pay Back a Loan: Potential auto lenders will also look into your ability to pay back an additional loan, based on your previous loan payment history and your debt-to-income ratio.
- Your Down Payment: By providing a larger down payment, you are limiting the risk of the lender. So start saving up now for a larger down payment on your new Kia or used car. Another benefit of providing a greater down payment is that monthly payments on your brand new Kia Optima sedan or Sportage SUV will be lower as well!
Contact the Finance Staff at All Star Kia East Today
Complete an online finance application today, then make the short drive over to our Denham Springs, LA location to explore your next Kia. Be sure to speak with our finance specialists about alternative credit financing. Remember, when you are in search of alternative credit car dealers near Baton Rouge and Livingston, Louisiana, turn to the auto finance experts at All Star Kia East!